Also a member of our Legal Team, Mike is an exceptional Legal Assistant with an extraordinary attitude in helping our clients.

Ruben, our Marketing Representative will provide you with genuine customer service and will briefly explain the services we provide and will prepare a summary for your first visit.

Our professional and attentive Receptionist will greet you upon arrival and will assist you regarding your appointment with us.

With 4 years of experience as a Legal Assistant, Jenny will file your Bankruptcy Petition with ease as well as assist you with your Bankruptcy Petition.

Lauren Mayfield Foley, Esq.
- Chapman School of Law, J.D. 2010
- University of California, Santa Barbara, B.A. 2006

With over 3 years of experience and excellency in the field, Lauren is an outstanding Attorney of Cero Balance, Inc. She is compassionate and dedicated toward your success in filing Bankruptcy.

Give us a call today to speak to our representative and schedule for a FREE consultation with one of our Attorneys.

From our Receptionist to Legal Assistants and Attorneys, each member is an essential part of our team that works together efficiently and effectively to provide you with an outstanding experience in filing Bankruptcy. We are dedicated toward helping you achieving a new financial start through the Bankruptcy Code Chapter 7 and 13.

Lauren M. Foley, Esq.

I have dedicated my legal career to advocating for my clients in both state and federal court. After graduating from law school , I opened my own firm and represented both consumer and business clients from pre-litigation through trial. I received my J.D. from Chapman Law School in 2010 and my B.A. from the University of California, Santa Barbara in 2006. I am a member of the Orange County Women Lawyers Association and the Consumer Attorneys Association of Los Angeles.

My favorite part about practicing law is getting to know my clients on a very personal level. Every client comes into my office with a unique situation and with their own personal goals, so before I can tell them about the law or what will happen in their situation and goals on a deeply personal level. Once I have spent time getting to know the client, I get to work with that client to select the best legal option for that individual and then guide them through the legal process to reach their goals and obtain the best outcome for that client.

I enjoy helping clients feel at ease and well-informed in what could otherwise be a frustrating and confusing process. A lot of clients feel overwhelmed when faced with the decision of whether or not to file for bankruptcy, and it is always my intention that my client will leave my office feeling confident that we will help them make the right decision for their personal situation and goals. As we go through the bankruptcy process together, I enjoy working with my clients to reach those goals so that by the end of the process they are much better place both financial and personally. The threat of creations and burden of past due debts.